Happy Halloween......... Car is Fixed.....

I got my car back today... It cost over a little over $2000. Timing couldnt be worse. I just need to create more cash, simple.

My debt and monthly obligations would not be such a problem if I had more cash flow coming in.

Work harder, work longer, work better....

This weekend I am hoping to get alot of things done.

We sold a pressure washer today for $175. cash! That felt great! I have several other tools and household items listed on Craigslist.

I am meeting with a woman tommorrow who wants to buy a couple purses from me off of Craigslist.

I really think it is a mind set, create cash, create wealth... I am slowing getting there...

I cant wait until next week for the CASH MACHINE WORKSHOP!!! 3 full days with Loral Langemeier the Millionaire Maker !

I am ready to be the next Millionaire!!!

Finally out of the Negative in the Postive....

Greg is finally out of the negative with the bank for his draw! This is big for us! He will bringing home his first positive check!

Of course the whole check is basically going for my car to get fixed....

BUT.... It does feel like we are on the road at least to getting out of this mess...

One of the coach's from Loral's team, Randy has helped Greg a great deal. His mentoring has been a life saver.

He has given so many simple easy ideas to Greg that have been priceless.

Creating Cash.... We are on a mission....

Cash Machine... Workshop is Coming Up!!!

The Cash Machine workshop with Loral is next week. I am so excited! Loral teaches and trains all 3 days!

I have been looking forward to this for the last two months since last the taping of the Dr. Phil show.

I got a message the other day from the Dr. Phil show's producer. They are following up with us. Trying to figure when to do another update. I really want to be in a better position before we update with America again.

I cant wait until next week for the Cash Machine Workshop! What a blessing!

Halloween Costumes... Thank God for Good Neighbors and Grandmas....

I am sitting here grateful for the many blessing I do have and sometimes seem to forget.

My good friend, my neighbor loaned me a couple costumes for Halloween. Jayde wants to be a pirate and Logan wants to be a kitty cat.

My Mom took Brandan and Savannah to get their costumes. Brandan is the Cat in the Hat! He looks so cute! It fits him perfectly. Savannah wanted to be a "nice" witch. She is an October witch, cutie pie!

I will post some pictures! They are all running around in their costumes with so much excitement for Halloween....

I got a couple calls on the furniture today. One couple is coming by tommorrow to see it. Fingers crossed.

Things have been better so far this week with Greg and I. The Halloween party helped relieve alot of the tension between us.

It does make it easier to focus and move forward getting things done and creating cash flow.

Selling Friends Furniture... Creating Cash....

Over the last several months working with Loral's team and understanding a better way to market myself and my skills and what I have to offer has helped me so much.

I got a call today from a family friend who is getting new furniture and wants to sell their old furniture which is in like new condition.

I will sell it and we split the money. I walked to their house pulling Savannah in a wagon today. (Remember my Car is in the shop) took pictures and listed the furniture on Craigslist.

They just moved and I marketed myself and told them if they needed to sell anything extra I could help them...

I would have never done that prior to the coaching I have received from Loral's team....

That has been such a blessing in this dark time.

The Nightmare Doesnt End.... Transmission Dead...

OMG.... My car died today. The transmission is gone. I was driving in the car with Savannah, I had just dropped off Logan and Jayde at Kindergarten, when my car made a really loud grinding noise and died. I just lost it. I broke down and cried like I had just lost everything. It is just to much sometimes. I had to pull myself together for Savannah and get in survival mode and get us home.

I had to walk several miles in the 90 degree weather carry Savannah on my back. We were both dying of heat and thirst.

Thankfully my Mom has AAA so I was able to get my car towed to a local transmission shop.

Timing couldnt be worse. We have to be out of our home by November 30th. The check we were counting on for a deposit for a rental on the October 31st will have to go for my car. All the money I have been making thru Ebay and Craigslist and my Virtual jobs will have to go for living expenses.

Creating Cash has never been more important than right now.

Today Brandan came home excited like Christmas. I had applied for a "free" lunch card thru the school program. I was approved and Brandan got both the "free" breakfast and lunch cards. He was so excited. He got to have Ballpark Pizza for lunch that day. He never got to buy lunch before because of the cost. It is amazing to see how going thru this makes one appreciate simple pleasures, simple blessings.

I need to have a kick ass week and make cash or I will not have a car and my family will be homeless.

No Pressure, Brandy! :)

Dreaded Halloween Party.... Unexpected Fun....

Last night we went to a Halloween party. A couple from Brandan's football team was having it. I was completely dreading it. Alot of people have seen us on the Dr. Phil show with Loral. Greg and I had a complete blow out that morning.

We got ready and in the car on the way there Greg said something like why dont we pretend we are just on a date. We dont have any of the other crap going on. Just have fun, simple.

A few hours into the party I found myself having a great time. Nobody was bringing up the Dr. Phil show. It has been a long time since I have had a great time out. Much needed for Greg and I.

Today I am going thru our garage and sorting boxes and cabinets of stuff to sell. I am making piles of things to sell for Ebay, Craigslist and Garage Sale. I am planning on having a garage sale in a couple weeks.

Today I will putting together more things for my Ebay Assistant to sell. She will be picking up a few boxes tommorrow.

Create Cash.... Mind Set....

Early Morning... Big Blow Out... Feeling Its Over...

A couple hours ago Greg and I had a major blow out. Around 5 am I got up, couldnt sleep. Greg got up and was getting ready to go to Starbucks to work.

It had been a very tense week between the two of us. Not much talking all week long. Last night I mentioned getting another job again, he ignored me. There was a posting on Craigslist for Christmas Light Installer nights and weekends. $100-$150 cash paid daily. Perfect, right?

I emailed Greg the posting and told him he should call the guy. Saturday morning we were talking about his work and how it is going etc. I mentioned again the job and everything blew up!

We fought it out for a couple hours while the kids slept. It got ugly. I hate fighting, I hate confrontation, I hate conflict. It makes me feel horrible inside.

Nothing was resolved from it either. Bottom line is he will not get another job, it is a dead issue. A month and a half ago he said on National Tv (the Dr Phil Show) he was going to and told Loral's team our coaches he would. It is not going to happen. Deal with it, Brandy I think that is what I was told.

Very frustrating. Not that I thought it was going to be easy. It wouldnt because he is working really long hard hours it is just something that needed to be done, simple.

He strongly feels like it would affect his job at the mortgage bank.

I dont know what to do... I dont think either of us feels very hopeful right now with our marriage. We are not on the same page. I look at my kids and feel so much saddness and so much guilt for what they are going thru and for the mess we have created.

I hate fighting.... I hate it... I feel so sad and so awful inside.... Money Troubles Suck...

Ebay Trader Assistant.... Make Money....

I am meeting today with an Ebay Trader Assistant. I need help with selling my stuff on Ebay. I have boxes and boxes of the kids outgrown clothes.

The Ebay Assistant is coming over and picking up the clothes and will go home and take pictures and list the "lots" of clothes on Ebay.

We split the money from the auction. I am great at listing on Ebay but with the clothes it is very time consuming and right now I dont have the time to do it. I just need to get it done and make money.

Things at home are very stressful. We have no money our internet got shut off. I just got it turned back on by post dating a check payment. We have no cable tv right now, cant even get local channels.

There is still major tension between Greg and I. I hate it. It makes me feel awful inside. Halloween is coming up and I still dont have any costumes for the kids. It is only a week away.

Feeling Lonely....

I am feeling overwhelmed and lonely. We have no connection right now. We hardly talk really during the week. I am going thru one of the worst times in my life and I have never felt more alone than I do right now.

I am working on my "virtual" jobs and working late in the night. I am excited at the potential there is to grow. I am growing more and more frustrated daily by all the obstacles that keep my away from my potential. I feel like my "job" my work doesnt matter to Greg. I get no help or support with the house or kids. I am juggling so much on my plate right now.

There are sadly many times I just want to get in the car and drive away. I couldnt be away from my kids a few days here and there to myself would be great. I miss having time to myself. I miss enjoying a partner. I miss compainship. I miss smiling and laughing. I miss being happy.

Stay Positive, Keep Moving Forward and Appreciate all the Blessings Around Me....

Marriage in Major Distress....

Tension is really big right now with Greg and I. We are not on the same page. I cant stand he still goes to Starbucks and spends $3 to $4 dollars. That is a meal for our family of 6!

It makes me so angry inside. I am going crazy. We are not communicating. We cant talk about money it just creates a fight. We are in the financial struggle and we arent working together.

He completely refuses to get another job to work on the weekends or evenings. I know he is working hard at the bank and working long hours but he is not making hardly any money. Not enough for us to live on.

I am like a single parent to our 4 kids. I have them 99% of the time and their needs are my responsibilty.

I am working hard and working late at night when the kids are in bed. It is not easy but it is what has to be done.

If Greg would go out and get a job like he told Loral and her team he would do we wouldnt be hurting so bad financially. A couple hundreds more a month would be huge right now. Our gas wouldnt have gotten shut off.

He just got paid a couple days ago. The check is $824. every two weeks. It is a "draw". That is $1650 a month for a family of 6 in Orange County, Southern California.

The check he just got is almost gone. We had to pay electric, car payment, water, internet, cell phone and refuel both our gas tanks and buy some groceries. It is almost gone and 12 days before he gets paid again.

I am angry. I want him to go get another job. I am not saying working two jobs would be easy. It is just what has to be done right now.

I dont know if our marriage will make it thru this. The only time I feel any hope is when we go to church on Sundays.

I clearly understand why money is the number one reason for divorce.

I wish things were different. I miss my husband. I miss what we once had. I feel like I have lost everything I once knew life to be.

Loral's Team.... Hope... Faith.... Belief in Myself....

I am working with Loral's team and it is been incredible. I find myself finding hope following my conversations with my coach's. Today is a great example. I was not looking forward to talking with our coach "Mark". Within 5 minutes of being on our conference call I was fired up and recharged with hope and determination of what I need to do and need to get done.

I can sit here and feel overwhelmed and sorry for myself or I can put all the fire I have inside and kick ass and make cash.

I am selling on Ebay and Craigslist. I have many things in my house we dont need or dont use. I am working with a couple companies and doing "virtual" work for them.

I can do this, I cant give up and I cant stop believing in myself...

Greg Getting Loans... Working Hard

Greg has been working really hard and long hours. He is hoping to close 3 to 4 loans this month. All the loans he is getting is purchases for bank owned properties.

It is hard to think soon there will be a repo sign in our yard and our home will be listed for sale as a bank owned property.

Sad... Moving forward.... Cant look back....

Today is a good day. I am getting things sold. I made an extra $275 dollars selling on Ebay his past week. I sold a couple "lots" of kids clothes and some dvd's and kids toys! Yahoo!!!

Making Money Never Felt So Good!

I need to get completely dialed in with my Cash Machine and get cranking....

Gas Turned Off....

Well today was another low point. Our gas got turned off today. We were unable to make a payment. I called them and they wont be able to come out until Friday. Today is Monday. No hot showers, no drying machine for the wash and no cooking on the stove.

Not sure what we are going to do. I think we can manage to go up to the pool and take a shower there in a bathing suit. I am in survival mode. I can cook with skillet, microwave and bbq. I think I also hav a plug in stove top used for camping I can use to cook with. As far as laundry goes I think I am going to ask a neighbor if I can use their dryer. I really only need 2 or 3 loads done this week.

Now the really hard part will be explaining this to my kids why we are showering at the pool with our swimsuits on in October.

I sit here typing this with tears rolling down my cheeks. I think back to the life I used to have. I have to move forward and not look back. Today is today and getting thru today makes me one day closer to something better.

Fear... Panic... Completely Overwhelmed....

I am ingulfed with fear. I am in panic of being "homeless" with my kids. The time is drawing closer and closer to our final day in our home.

The everday stress of mananging my 4 kids and their school work and managing the house and all the cooking, cleaning. The stress of the lack of money needed each month to just pay the basic needs, food, utilities is overwhelming.

I am struggling right now with being sick with strep throat. Jayde is getting sick too. There is no "sick" time for moms.

I am overwhelmed....

Dr. Phil Show... Meeting Loral Langemeier... Finding Help and Hope in a Dark Time

Today the second Dr. Phil show aired on tv. The whole thing is still hard to believe. Alot of mixed emotions came watching the show. America is extremely judgemental. I went to the message boards after the first taping aired on 9/15/08. It was brutal. So many mean, judgemental comments. We did have a few neighbors put in a nice message about out family.



So much of our story was not aired. Who knows maybe I would have been judgemental if I watched the story that aired. It was a show about money. It was not a show about the hardships we have endured or the daughter who has had 9 surgeries and spent the first two years of her life in the hospital fighting for life. That was the reason for the refinancing, medical debt, not being able to work due to being in the hospital. I also have had a few physically tough years. I have had 6 surgeries in two years.



Looking at today we are blessed. We have our health. Jayde is doing incredible. We have been blessed with the Dr. Phil show and meeting Loral Langemeier. Loral is a best selling author and the founder of the Live Out Loud company. I immediately liked Loral upon meeting her. She is just "real". Very easy to like, very warm and extremely sharp!



Reality is hard for us right now. We are losing every part of the life we were living. Our marriage is completely different. It is a constant struggle. The stress of our finances and the stress of losing everything and the stress of providing and feeding our kids and the stress of making money is killing our relationship. Not having the tiime to spend together and enjoy each other is another killer on our marriage. I really miss my husband. Sounds crazy because I see him everyday but I dont see the man I fell in love with, the man who used to make me smile and laugh. I see a very cold, grumpy man who is very unhappy most of the time.



Our home got foreclosed on the day after the first taping. It was sold back to the bank 8/13/08. It is very scary the possiblity of our family being homeless. The financial everyday struggles is exhausting. I am constantly thinking and worrying about, keeping utilities on, having gas in my car, food to feed my family. It takes so much work when you have little to no money. It is a juggling act. Constant stress. I lay awake many nights unable to sleep.



Come along with this journey with me and let me share the help my famliy receives and the progress we are making....